Terms of Website Use
This page (together with the documents referred to on it) tells you of the terms of use
on which you may make use of our website uk-lifeinsurance.com (our site)
whether as a guest or a registered user.
Please read these terms of use carefully before you start to use the site. By using
our site, you indicate that you accept these terms of use and you agree to abide by
them. If you do not agree to these terms of use, please refrain from using our site.
Information about us
Uk Life is a trading style of 1 To 1 Technology Limited Data Protection Act Registration Number: Z8979511 (FRN 738008) who are authorised and regulated by the Financial Conduct Authority
Access to our site is permitted on a temporary basis, and we reserve the right to
withdraw or amend the service we provide to our site without notice (see below). We
will not be liable if, for any reason, our site is unavailable at any time for any period.
From time to time we may restrict access to some parts of our site to users who have
registered with us.
We have the right to access to the site, if, in our opinion, you have failed to comply
with any of the provisions of these terms of use.
Reliance on information
Commentary and other materials posted on our site are not intended to amount to
advice on which reliance should be placed. We therefore disclaim all liability and
responsibility arising from any reliance placed on such materials by any visitor to our
site, or by anyone who may be informed of any of its contents.
Content and information supplied by third parties other than ourselves is
identified clearly where it appears. We will publish this content as supplied to us and
we are not responsible for its accuracy or timeliness. You must take appropriate
steps to verify this information before acting upon it.
Our Service is Free
We are a specialist FCA authorised marketing firm and we help find the most
appropriate partner for your needs, in some cases, we may be paid a fee for
referring you to a broker partner, lender or product provider and/or in some cases we
may be paid a small commission if you take a product or service with the partner we
have referred you to. Some of the referral partners may be group companies and in
those cases, we are not always paid a referral fee or commission. You are never
charged directly for using our service and you may also not be charged by the
referral partner (depending on the product and/or individual circumstances, if you are
it will be declared verbally and in any documentation, you are also not obliged in any
way to transact with the referral partner). All our referral partners are vetted by us
and must uphold excellent standards of client care. We only work with FCA
authorised partners who have to uphold UK legal standards of practice and cannot
charge unreasonable fees for the work they may have to do on your behalf. Again
you are under no obligation to transact with them.
Our liability
The material displayed on our site, is provided without any guarantees, conditions or
warranties as to its accuracy. To the extent permitted by law, we, other members of
our group of companies and third parties connected to us hereby exclude:
All conditions, warranties and other terms which might otherwise be implied by
statute, common law or law of equity. Any liability for any direct, indirect or
consequential loss or damage incurred by any user in connection with our site or in
connection with the use, inability to use or results of the use of our site, any websites
linked to it and any materials posted on it, including, without limitation liability for:
Loss of income or revenue
Loss of business
Loss of profits or contracts
Loss of anticipated savings
Loss of data
Loss of goodwill
Wasted management or office time
For any other loss or damage of any kind, howsoever arising and whether
caused by torte (including negligence), breach of contract or otherwise, even
if foreseeable.
This does not affect our liability which cannot be excluded or limited under applicable
law.
Intellectual property rights
We own the copyright in the content published on the website except where
otherwise indicated by a third party’s proprietary notice. Images, trademarks and
brands are also protected by other intellectual property laws and may not be
reproduced or appropriated in any manner without written permission of their
respective owners unless specifically prohibited by a notice published on any page,
you may make a print copy of such parts of the website as you may reasonably
require for your own personal use provided that any copy has attached to it any
relevant proprietary notices and/or disclaimers. All other use is prohibited.
Transactions concluded through our site
Contracts for the supply of services or information formed through our site or as a
result of visits made by you are governed by any specific terms and conditions of
supply relating to the particular service or information supplied.
Information about you and your visits to our site
We process information about you in accordance with our privacy policy. By using
our site, you consent to such processing and you warrant that all data provided by
you is accurate.
Testimonials
Identities and images shown with testimonials may have been changed to protect the
privacy of the individuals. All comments within any testimonials used have been used
with the permission of the individual clients who gave them.
Links from our site
Where our site contains links to other sites and resources provided by third parties,
these links are provided for your information only. We have no control over the
contents of those sites or resources and accept no responsibility for them or for any
loss or damage that may arise from your use of them.
Viruses, hacking and other offences
You must not misuse our site by knowingly introducing viruses, trojans, worms, logic
bombs or other material which is malicious or technologically harmful. You must not
attempt to gain unauthorised access to our site, the server on which our site is stored
or any server, computer or database connected to our site. You must not attack our
site via a denial of service attack or a distributed denial of service attack. By
breaching this provision you would commit a criminal offence under the Computer
Misuse Act 1990, we will report any such breach to the relevant law enforcement
authorities and we will co-operate with those authorities by disclosing your identity to
them. In the event of such a breach your right to use our site will cease immediately.
We will not be liable for any loss or damage caused by a distributed denial of service
attack, viruses or other technologically harmful material that may infect your
computer equipment, computer programmes, data or other proprietary material due
to your use of our site or to your downloading of any material posted on it, or any
website linked to it.
Our site changes regularly
We aim to update our site regularly and change the content at any time. If the need
arises, we may suspend access to our site, or close it indefinitely. Any of the material
on our site may be out of date at any given time, and we are under no obligation to
update such material.
Revision of terms
We may revise these terms of use at any time by amending this page. You are
expected to check this page from time to time to take notice of any changes we have
made, as they are binding on you. Some of the provisions contained in these terms
of use may also be superseded by provisions or notices published elsewhere on our
site.
The English courts will have exclusive jurisdiction over any claim arising from, or
relating to, a visit to our site. These terms of use are governed by English Law.
Contact us
By post: Stanhope House, 113-117 Stanhope Road South, Darlington, England, DL3 7SF
By email: marketing@1to1tech.co.uk
We will try to reply to your email address unless we need to refer to confidential
information or enclose copies of important documents, in which case we will contact
you by post.
