Life insurance tends to be something people think about earlier in life. Mortgages, children, dependents, long-term plans. By the time you reach your fifties, many of those boxes have already been ticked. So when people see adverts for over 50s life insurance, a fair question usually follows, is over 50s life insurance worth it? The […]
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Life insurance tends to be something people think about earlier in life. Mortgages, children, dependents, long-term plans. By the time you reach your fifties, many of those boxes have already been ticked. So when people see adverts for over 50s life insurance, a fair question usually follows, is over 50s
Divorce changes a lot of things, some immediately, some slowly over time. Finances almost always sit near the top of that list, even if life insurance isn’t the first thing you think about when everything else feels more urgent. Many people only revisit cover months or even years later, often
Joint life insurance is one of those things people often come across while looking into cover, but don’t always fully understand at first. It sounds simple enough on the surface, one policy covering two people, but there are a few details that make a real difference depending on your situation.
Being self employed changes how you think about money. Not always in obvious ways, but enough that certain things feel more exposed. There’s no HR department. No employer benefits quietly ticking along in the background. If you stop working, the income usually stops too. That’s why life insurance tends to
If you smoke, or have smoked in the past, you’ve probably already guessed that life insurance works a little differently. It’s not always obvious at first, and it’s rarely explained very gently, but smoking does affect how insurers look at risk, and that filters through to price and eligibility. That
Inheritance tax is not just a “rich people” issue anymore. If you own a home and you have savings or investments, your estate can grow into inheritance tax territory without you realising it. Then someone dies, your family faces a big bill, and the worst part is often this, they
